Analytics dashboard on laptop
Trusted by 5,000+ restaurants & retailers

Accept Cards with Zero Processing Fees — Guaranteed

Our dual-pricing tap-to-pay system lets your customers choose how they pay — and you keep 100% of every card transaction. Free terminal hardware, free Clover-like POS, free AI SEO website, and free setup included.

  • Zero processing fees — ever
  • Free tap-to-pay machine
  • No contracts, cancel anytime
4.9/5 from 1,800+ merchant reviews

$0

Credit Card Fees You Pay

2–3%

Saved on Every Transaction

48 hrs

Setup & Go Live

Core Features

Everything You Need to Eliminate Card Fees

One complete payment solution — free hardware, zero fees, a full POS system, and an AI website that drives new customers.

Contactless payment terminal on a retail counter
Tap-To-Pay

Tap-to-Pay Machines — Free for Every Merchant

Get our sleek, contactless tap-to-pay terminals at zero cost. Accept Apple Pay, Google Pay, and all major cards instantly. Our hardware is pre-configured and ships ready to use — plug in, tap, and start collecting.

Hardware included, no lease fees
Business owner reviewing zero-fee payment summary on laptop
Dual Pricing

Dual Pricing — Pass Fees to Customers, Keep 100%

Our legal dual-pricing system automatically displays a cash price and a card price at checkout. Customers who pay by card cover the processing fee — you keep every dollar. Fully compliant in all 50 states.

2–3% back on every card sale
Modern POS system on a restaurant counter
Clover-Like POS

Full-Featured POS System Included Free

A powerful Clover-style point-of-sale system at no extra charge. Manage menus, inventory, table orders, split bills, and staff permissions from one elegant touchscreen interface built for restaurants and retailers.

No monthly POS software fees
AI-generated restaurant website displayed on a laptop screen
AI SEO Website

Free AI-Powered Website That Ranks on Google

Every merchant gets a professionally designed, AI-built website optimized for local SEO. We write your content, add your menu or product catalog, and publish it — so new customers find you on Google before they find your competitor.

Rank locally in 30 days
Restaurant owner managing sales reports on a smartphone
Mobile Management

Run Your Business From Your Phone

Track sales, view reports, manage employees, and update your menu or catalog from anywhere with our mobile app. Real-time dashboards give you complete visibility into revenue, tips, and transaction history — 24/7.

iOS & Android, always real-time
5,000+Merchants processing
$0Monthly hardware fees
2–3%Saved per card transaction
Simple & Transparent Process

Start Accepting Credit Cards in 3 Simple Steps

No long contracts. No complicated setup. Just fast, secure payments.

Person setting up a credit card processing account on a laptop
Step 01
Connect Your Account

Instant Setup, Zero Hassle

Sign up and link your business account in minutes. Our streamlined onboarding walks you through every step — from bank verification to gateway configuration — so you're ready to accept payments fast.

  • Bank account linked in under 5 minutes
  • Supports all major card networks (Visa, MC, Amex)
  • No technical expertise required
Secure credit card payment processing interface on a monitor
Step 02
Process Payments Securely

Enterprise-Grade Security. Every Transaction.

Every payment is protected by PCI DSS Level 1 compliance, end-to-end encryption, and real-time fraud detection. Accept cards in-person, online, or over the phone — with full confidence that every transaction is safe.

  • PCI DSS Level 1 certified processing
  • Real-time fraud detection & chargeback protection
  • End-to-end encryption on every transaction
Business owner reviewing payment settlements and revenue analytics
Step 03
Get Paid & Grow

Fast Settlements. Clear Insights.

Funds hit your account in as little as 24 hours. Track every payment, refund, and payout through a real-time dashboard — with detailed reporting to help you understand your revenue and grow with confidence.

  • Next-day deposits directly to your bank
  • Real-time transaction reporting & analytics
  • Transparent flat-rate pricing, no hidden fees

Ready to start processing payments?

Most merchants are up and running in under 10 minutes.

Get Started Now
Always Free — No Monthly Fees

$0/Month. Zero Processing Fees.

We make money only when you process payments — and with dual pricing, your customers cover that too. You keep everything.

Essential
$0/month

Zero processing fees with dual pricing

Zero fees, zero monthly cost. Perfect for small restaurants and retailers getting started.

Get Started Free
  • Free tap-to-pay terminal
  • Dual pricing (0% card fees)
  • Basic POS system
  • Sales & tips reporting
  • Next-day deposits
  • Email support
Most Popular
Pro Merchant
$0/month

Zero processing fees with dual pricing

Everything in Essential plus a free AI-powered SEO website and full POS features — still $0/month.

Get Started Free
  • Everything in Essential
  • Free AI SEO website
  • Full Clover-like POS system
  • Menu & inventory management
  • Table & order management
  • Staff & permission controls
  • Advanced analytics dashboard
  • Priority phone support
Multi-Location
$0/month

Zero processing fees with dual pricing

Built for restaurant groups and multi-location retailers who want centralized control.

Schedule a Demo
  • Everything in Pro Merchant
  • Unlimited locations
  • Centralized reporting hub
  • Multi-location POS management
  • Franchise & chain support
  • Dedicated account manager
  • Custom onboarding & training
  • Enterprise SLA

✓ Free terminal hardware  ·  ✓ No monthly fees  ·  ✓ Free setup & onboarding

Join 5,000+ restaurants and retailers already saving thousands per month on processing fees.

Trusted by thousands

Restaurants & Retailers Love Keeping Their Money

Real savings from real restaurant and retail owners across the country.

4.9/5 from 1,800+ merchant reviews5,000+ merchants saving fees$12M+ in fees eliminated
Restaurant Owner

"I was paying over $1,800 a month in credit card fees. After switching to the dual pricing system, my customers mostly pay cash or just accept the small card surcharge. I've saved over $20,000 this year alone."

$20,000 saved in one year
Carlos Mendez, restaurant owner

Carlos Mendez

Owner, Fuego Mexican Grill

Café Owner

"The tap-to-pay machine arrived in two days — fully set up and ready. The POS is so intuitive our staff learned it in one shift. And the AI website is already bringing in new walk-ins from Google. Absolutely worth it."

Live and processing in 48 hours
Linda Park, bubble tea shop owner

Linda Park

Co-Owner, The Boba Spot

Full-Service Restaurant

"We have a high average ticket — every percent in fees adds up fast. Dual pricing eliminated that entirely. The table management and split-bill features in the POS are exactly what a steakhouse needs. Couldn't be happier."

Fees eliminated on $85 avg ticket
Michael Torres, steakhouse manager

Michael Torres

General Manager, Ironwood Steakhouse

Brunch Restaurant

"I was skeptical about dual pricing, but customers have barely batted an eye. Most pull out cash or tap their card without a second thought. The free AI website showed up on Google Maps and I started getting new reservations immediately."

New reservations within first week
Amara Johnson, brunch restaurant owner

Amara Johnson

Owner, Sunrise Brunch Co.

Pizzeria & Bar

"We run a busy bar alongside the restaurant — high volume, lots of card swipes. Between bar tabs and dinner checks, we used to lose $2,400 a month to fees. That money now goes straight back into the business."

$2,400/month back in profit
Ryan Kowalski, pizzeria owner

Ryan Kowalski

Owner, Brick Oven Pizza & Bar

Vietnamese Restaurant

"Three locations, three free terminals, three AI websites. Onboarding each location took less than a day. The centralized reporting shows me all three stores at once. I wish I had switched years ago."

3 locations onboarded in one week
Thanh Nguyen, Vietnamese restaurant owner

Thanh Nguyen

Owner, Pho Saigon House

Frequently Asked Questions

Got Questions? We've Got Answers.

Everything you need to know to launch your first high-converting page with total confidence — and zero risk.

Still have questions? Our team typically responds in under 2 hours. Chat with us →

✓ 14-day free trial✓ No credit card required✓ Cancel anytime
Happy merchant using a card reader at the point of sale
ZeroFee Processing logo
Limited Time: Free tap-to-pay hardware + free AI website included

Stop Paying Card Fees. Start Keeping More.

Get your free tap-to-pay machine, zero-fee dual pricing, full POS system, and AI SEO website — all at no monthly cost. Join 5,000+ restaurants and retailers already saving thousands every month.

Free tap-to-pay hardware
Zero processing fees forever
No contracts, no lock-in
Live in 48 hours

Hardware included with every account

Countertop card reader terminal
Wireless handheld POS device
Mobile tap-to-pay card reader
Full POS system with card terminal
Happy ZeroFee Processing merchant 1Happy ZeroFee Processing merchant 2Happy ZeroFee Processing merchant 3Happy ZeroFee Processing merchant 4Happy ZeroFee Processing merchant 5

Trusted by 5,000+ restaurants & retailers saving thousands per month